You can file Chapter 7 bankruptcy 8 years after a previous Chapter 7 filing and 6 years after a Chapter 13 filing. Chapter 13 bankruptcies can be filed 4 years after a Chapter 7 filing and 2 years from a previous Chapter 13 filing. To get started, you’ll need a complete list of past and present debts in addition to a list of assets and liabilities. To file officially with the court, you will also need a statement of your financial affairs. To be completely prepared, put your documentation together with your attorney so that you know what to expect. Certain property may be considered “exempt”, such as jewelry, vehicles and home equity (up to a certain amount), and any tools or equipment that are essential for the filer to continue working in the Herkimer NY area.