Herkimer Bankruptcy Lawyer Shares her Top Tips to Save Money

Are you tired of being in debt or looking for viable options for spending less? If so, the seven money saving tips provided below will make a huge difference in your life. In fact, by adopting several of these recommendations, you can save literally thousands of dollars every year.

Keep in mind that if you are currently dealing with a serious financial problem, you can speak with a qualified Herkimer bankruptcy lawyer and turn around your life today.

7 Proven Ways to Save Money

  1. Herkimer Bankruptcy Lawyer has 7 tips to save

    Save Money Painlessly!

    Used versus New — Sure, everyone loves buying new, but if your goal is to spend less, now is the time to start looking at used items instead. By shopping smart, you can find all types of remarkable bargains. For example, by shopping online through sites like eBay, Amazon, and Craigslist; going to garage sales; and visiting thrift and consignment stores, you will find an array of used items, including furniture, clothing, electronics, and more.

  2. Smart Grocery Store Shopping A common trick used by grocery stores throughout the country involves placing the least healthy and most expensive items at the front of the store and on shelves at eye level. Therefore, when buying processed foods, look for items on the lower shelves and near the back of the store. Another way to spend less on groceries is by purchasing fresh fruits and vegetables, meats, and dairy products to make meals from scratch. Of course, this is also a much healthier way to eat.
  3. Spending Less with Coupons Coupons are available through mail flyers, online apps, the local newspaper, savings websites, and even at the grocery store. Using coupons is always a great way to spend less. However, you can save even more by using them when items are on sale or on days when stores double the value.
  4. Running Errands To save on both time and gas, run several errands at the same time. Simply plan different stops that make sense from a logistical perspective.
  5. Reducing the Cost of Television Services Satellite and cable television services are expensive. The problem is that most packages include shows or stations people seldom watch; overall, you end up wasting your hard-earned money. Instead of a pricey subscription, you can find DVDs of your favorite shows at the local library or locate streaming shows that are offered free online.
  6. Avoid Restaurant Lunches Although a lot of people eat out for lunch on a daily basis, this quickly adds up to about $2,000 every year. By taking a sack lunch, you spend far less while having the opportunity to pack healthy food choices.
  7. Make a List Never go shopping without a list. Having a list will keep you focused on the items you actually need, which in turn prevents impulse shopping.

By following these seven money-saving tips, you will spend less and, therefore, cut back on debt. As mentioned, if you need financial advice or are currently facing a serious financial challenge, we invite you to contact a Herkimer bankruptcy lawyer at Harris-Courage & Grady Solutions by calling 855-269-2889 for a free consultation. With our credit counseling services, we can help.

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